Social Security Payment Dates: Millions of Americans rely on Social Security benefits every month for retirement, disability, or Supplemental Security Income (SSI). Knowing your payment date can help you plan your monthly expenses and avoid financial uncertainty. Here’s a complete guide to the 2025 Social Security payment schedule.
How Social Security Payments Are Scheduled
Social Security payments follow a structured calendar set by the Social Security Administration (SSA). The payment date depends on the type of benefit and recipient’s birth date.
Retirement, Disability, and Survivor Benefits
If you started receiving benefits after May 1997, your payment date is based on your birth date:
- Born on 1st–10th: Second Wednesday of each month
- Born on 11th–20th: Third Wednesday of each month
- Born on 21st–31st: Fourth Wednesday of each month
Example:
If your birthday is June 5, 1965, your payment for June 2025 will arrive on the second Wednesday of that month.
If You Began Receiving Benefits Before May 1997
- Your Social Security payment is deposited on the 3rd of each month.
- If the 3rd falls on a weekend or holiday, payment is issued on the last working day before.
SSI (Supplemental Security Income) Payment Dates
- SSI benefits are paid on the 1st of each month.
- If the 1st is on a Saturday, Sunday, or holiday, the payment is moved to the preceding business day.
May & June 2025 Example:
SSI for June will be paid on May 30, since June 1 is a Sunday.
Cost-of-Living Adjustment (COLA) 2025
The SSA announced a 2.5% COLA increase in 2025 to adjust for inflation. This means:
- Average benefit: $1,976 per month
- Maximum at full retirement age: $4,018 per month
- Maximum at age 70: $5,108 per month
How to Check Your Payment Status
To stay updated on your benefit schedule:
- Visit SSA.gov
- Log in to your my Social Security account
- Check your payment history and upcoming payment dates
Summary Table
| Type of Recipient | Payment Date Rule |
|---|---|
| Birthdays 1st–10th | 2nd Wednesday of each month |
| Birthdays 11th–20th | 3rd Wednesday of each month |
| Birthdays 21st–31st | 4th Wednesday of each month |
| Benefits before May 1997 | 3rd of each month |
| SSI Only | 1st of each month (or prior weekday) |
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FAQs – Social Security Payment Dates
Q1. What day will I get my Social Security check in 2025?
Your payment date is based on your birth date or when you started receiving benefits.
Q2. What if my payment doesn’t arrive on time?
Wait 3 business days and then contact SSA if your payment is still missing.
Q3. Will I get two SSI payments in May 2025?
Yes, one on May 1 for May and another on May 30 for June (since June 1 is a Sunday).
Q4. Are there delays expected in 2025?
No official delays have been announced. Payments follow the SSA’s schedule.
